Evaluate normal work and difficult exceptions
Ask how the provider handles new enrollments, life events, status changes, late information, payroll deductions and carrier discrepancies. Confirm who approves eligibility and how employees receive updates without exposing unnecessary personal information.
Plan for growth and annual cycles
Review open enrollment, renewals, new locations, acquisitions and provider transitions. Compare implementation, testing, employee communications, reporting and data exports. Separate recurring services from projects or work priced outside the standard fee.
For related guidance, read payroll and benefits outsourcing and HR outsourcing proposal scorecard.